This Privacy Policy explains how Mynd Money Coaching collects, uses, stores, and protects your personal information when you visit our website and use our educational resources.
Educational content only. Not financial advice. This website provides general educational information about financial literacy and does not provide financial, investment, tax, or legal advice.
Last Updated: January 15, 2026
Mynd Money Coaching (ABN: 63 609 932 781), with its registered address at Beaumont SA 5066, Australia, operates this website to provide free financial literacy educational content to Australian residents. In this Privacy Policy, references to "we," "us," or "our" refer to Mynd Money Coaching as the data controller responsible for your personal information.
We are committed to handling your personal information in accordance with the Australian Privacy Principles (APPs) contained in the Privacy Act 1988 (Cth), as well as applicable state and territory privacy legislation. We also respect the principles outlined in the General Data Protection Regulation (GDPR) for any visitors accessing our website from the European Economic Area (EEA).
This Privacy Policy applies to all information collected through our website at myndmoneycoaching.com.au and any related services, communications, or interactions you may have with us. We encourage you to read this policy carefully so you understand how we treat your data and what rights you have in relation to it.
We may collect the following categories of personal and non-personal information when you use our website:
We do not collect sensitive information such as health data, political opinions, religious beliefs, sexual orientation, or biometric data. We do not collect financial account numbers, credit card details, or any payment information, as our website does not process transactions or sell products.
We collect information through the following methods:
We do not use the Meta Pixel or similar social media tracking pixels on this website. If this changes in the future, we will update this Privacy Policy and notify users through a visible banner on the website.
Under Australian Privacy Principle 3, we only collect personal information that is reasonably necessary for our functions and activities. For visitors from the EEA, we rely on the following legal bases under GDPR Article 6:
We do not process personal information for automated decision-making or profiling purposes.
We use the information we collect for the following purposes:
We never use your personal information to provide personalised financial advice, recommend financial products, or target you with advertising for financial services or any other commercial products.
We retain your personal information only for as long as necessary to fulfil the purposes described in this policy. The following retention periods apply:
| Data Type | Retention Period |
|---|---|
| Newsletter subscription email | Until you unsubscribe, plus 30 days for processing |
| Contact form submissions | 2 years from the date of submission |
| Analytics data (Google Analytics) | 26 months (Google Analytics default) |
| Cookie data | Up to 13 months, depending on cookie type |
| Server log data | 90 days |
| Cookie consent preference | 12 months from the date of selection |
After the applicable retention period expires, we will securely delete or anonymise your personal information so that it can no longer be associated with you. If we are required by law to retain certain data for a longer period, we will do so and restrict access to that data accordingly.
We do not sell, rent, trade, or otherwise commercially transfer your personal information to third parties. We may share limited data with the following categories of service providers who assist us in operating our website:
All third-party service providers are contractually obligated to handle your data securely and only for the purposes we specify. They are not permitted to use your data for their own marketing or any unrelated purposes.
We may also disclose your personal information if required to do so by law, such as in response to a valid court order, subpoena, or a request from a government authority with appropriate legal jurisdiction.
Some of our service providers, including Google (for analytics), may process data on servers located outside of Australia. When your data is transferred to a country outside Australia, we take reasonable steps to ensure that the recipient handles the information in a manner consistent with the Australian Privacy Principles.
For visitors from the European Economic Area, where data is transferred outside the EEA, we ensure that appropriate safeguards are in place, such as the European Commission's Standard Contractual Clauses (SCCs) or transfers to countries that have received an adequacy decision. By using our website and accepting our cookie notice, you acknowledge that some data processing may occur outside your country of residence.
Under the Australian Privacy Act 1988, you have the right to access and request correction of your personal information held by us. Under GDPR (for EEA residents), your rights include the following, as set out in Articles 15 through 22:
To exercise any of these rights, please contact us at [email protected]. We will respond to your request within 30 days. We may ask you to verify your identity before processing your request to protect your privacy and security.
If you believe your privacy has been breached or that we have not handled your personal information appropriately, you have the right to lodge a complaint with the Office of the Australian Information Commissioner (OAIC) at oaic.gov.au. If you are an EEA resident, you may also lodge a complaint with the supervisory authority in your country of residence.
Cookies are small text files placed on your device by your web browser when you visit a website. We use the following types of cookies:
These cookies are necessary for the basic functioning of our website. They enable core features such as remembering your cookie consent preference. Essential cookies do not collect personal information and cannot be disabled without affecting the functionality of the site. Duration: session-based or up to 12 months.
We use Google Analytics cookies to collect anonymised data about how visitors use our website, including pages viewed, time on site, and navigation paths. This information helps us identify areas for improvement and understand which educational topics are most useful to our audience. Analytics cookies are only placed if you accept cookies through our consent banner. Duration: up to 13 months.
We do not currently use marketing or advertising cookies on this website. We do not serve advertisements, and we do not use retargeting or tracking technologies for commercial purposes. If this changes in the future, this policy will be updated before any marketing cookies are deployed.
When you first visit our website, a cookie consent banner will appear, giving you the option to accept or reject non-essential cookies. You can also manage cookies through your browser settings. Most browsers allow you to view, delete, and block cookies from specific or all websites. Please note that disabling certain cookies may affect the functionality of the site. To clear your stored consent preference on our site, you can clear your browser's local storage for our domain.
Our website is designed for a general adult audience and is not directed at children under the age of 16. We do not knowingly collect personal information from children under 16. If we become aware that we have inadvertently collected personal data from a child under 16 without verified parental consent, we will take immediate steps to delete that information from our records. If you believe that a child under 16 has provided us with personal information, please contact us at [email protected] so we can address the situation promptly.
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make material changes, we will update the "Last Updated" date at the top of this page and post a visible notice on our website homepage for a reasonable period.
For significant changes that affect how we process your personal information, we will provide at least 14 days' notice before the changes take effect. If you are a newsletter subscriber, we may also notify you by email. We encourage you to review this page periodically to stay informed about how we protect your information.
If you have any questions, concerns, or requests regarding this Privacy Policy or the handling of your personal information, please contact us using the details below:
We aim to acknowledge all privacy-related enquiries within 5 business days and provide a substantive response within 30 days. If your request is complex or involves large volumes of data, we may extend this timeframe by an additional 30 days and will notify you of the extension.
If you are not satisfied with our response to your privacy concern, you may contact the Office of the Australian Information Commissioner (OAIC):